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Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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Klarna Pay in 30 Days Buy Now Pay Later
Available with Digital River in 11 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Klarna’s Pay in 30 Days buy now pay later option makes online purchasing easier for shoppers by letting them try before they buy. Pay in 30 days equips your shoppers with the freedom to pay for their purchases up to 30 days later without interest or any upfront fees. It’s simple and fast, and Merchants are paid upfront.

Payment Details

Key Benefits With Pay in 30 days you’ll allow your shoppers to try before they pay. It is a great way to boost shopper loyalty and average order value. With Klarna's Pay in 30 days merchants have experienced a 23% increase in their average order value and up to 47% increase in shopper order frequency. How it Works

When a shopper selects Klarna at checkout, they are redirected to a Klarna-hosted payment page where they agree to terms and complete their purchase. After completing the purchase, the shopper is redirected back to the merchant’s store where they receive a confirmation page. After reviewing the shopper’s application, Klarna sends an approval notification to the merchant letting them know the order can be shipped. Digital River pays our clients upfront while the shopper pays Klarna within 30 days.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Klarna Pay in 30 Days Global Availability


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Other popular payment methods

Mastercard Cards
Available with Digital River in 266 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Mastercard is one of the largest card brands in the world and a key payment method in most international markets. Mastercard does not issue cards directly to shoppers, but partners with thousands of financial institutions and millions of merchants on co-branded customized card and incentive plans.

Payment Details

Key Benefits Mastercard is a leading global payment method and is prevalent in over 210 countries and territories around the world. By accepting Mastercard, your customers will be able to purchase what they want, quickly and easily. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Mastercard Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
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Visa Cards
Available with Digital River in 266 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Visa is one of the world’s most recognizable card brands and a key payment method in all global markets. Visa does not issue cards directly, but partners with thousands of financial institutions and millions of merchants for disbursement of customized card offers and incentive plans. Visa offers a variety of card including credit, debit, prepaid, or gift cards.

Payment Details

Key Benefits Visa is the largest global card network in the world. Their network is capable of processing more than 56,000 transaction messages per second and have more than 3.3 billion Visa cards in circulation worldwide. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Visa Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
Start selling globally today
Available with Digital River in 200 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

PayPal delivers a seamless, intelligent checkout experience using insights about how shoppers around the world want to pay. It dynamically presents shoppers their preferred payment method at checkout, across devices. PayPal allows merchants to present relevant, local payments that will drive shoppers through checkout.

Payment Details

Key Benefits PayPal is one of the world's most popular digital wallets, with over 300 million active shoppers in over 200 countries. PayPal is a wise choice for merchants looking to meet shopper preferences and improve conversion rates and average order values. How it Works

Shoppers with a credit card or bank account added to their PayPal account can make quick and easy purchases online by selecting PayPal at checkout. Shoppers will be asked to login to their PayPal account and confirm their payment option.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

PayPal Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
Start selling globally today
JCB Cards
Available with Digital River in 130 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

JCB is a major global card brand and a leading issuer and acquirer in Japan. JCB cards are issued in 24 countries and territories bringing this network to over 140 million cardholders.

Payment Details

Key Benefits JCB is a key payment option appealing to shoppers in Japan and other parts of Asia. Additionally, on average JCB cardholder orders tend to be of higher value. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

JCB Global Availability

See all available countries/territories
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Maestro Cards
Available with Digital River in 129 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Maestro, also known as Switch Card or Solo Card, is a debit card service primarily used across European countries. For businesses expanding in European countries, this is a great option to allow shoppers to pay for purchases with the equivalent of cash. A Maestro debit card is linked directly to a bank account and requires the cardholder to enter a PIN number when making a purchase.

Payment Details

Key Benefits Maestro leverages the Mastercard network and is a popular, convenient card for shoppers and travelers across Europe, China, and India. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Maestro Global Availability

See all available countries/territories
Start selling globally today
UnionPay Cards
Available with Digital River in 129 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

UnionPay is the world’s largest card brand by number of cards issued with over 7.5 billion cards in circulation and is a key payment method in China and parts of East and Southeast Asia.

Payment Details

Key Benefits UnionPay is an essential payment method for converting Chinese shoppers around the world. Almost 100 million cards are issued outside of mainland China and accepted in over 174 countries. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submit their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

UnionPay Global Availability

See all available countries/territories
Start selling globally today
Where would you like to sell?

Where would you like to sell?

Use our Country Guide to explore the ecommerce markets you’ll unlock with Digital River to fuel and optimize your global expansion.

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