Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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PayPal Pay in 4 Buy Now Pay Later
Available with Digital River in 3 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Pay in 4 allows customers to pay for their Australia purchases (between A$50 to A$1500), France purchases (between € 30 to € 2,000), or U.S. purchases (between $30-$600) in four interest-free payments. The first payment is due at checkout with the next 3 payments spread across monthly payments in France and biweekly payments in Australia and the U.S.

Payment Details

Key Benefits Offering a buy now pay later option at checkout has proven to empower shopper purchasing power and increases average order values. Merchants offering Pay in 4 with pay later messaging have seen a 56% increase in overall average order value. How it Works

After the shopper selects PayPal in the shopping cart, they are redirected to PayPal Checkout where they select their preferred option. If the shopper continues with Pay in 4, they see their payment schedule and confirm the terms by selecting “Continue”. After the order is processed, Digital River pays our client up front while the shopper pays over time.

Features
  • Chargebacks
  • Refunds

PayPal Pay in 4 Global Availability


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Other popular payment methods

Mastercard Cards
Available with Digital River in 266 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Mastercard is one of the largest card brands in the world and a key payment method in most international markets. Mastercard does not issue cards directly to shoppers, but partners with thousands of financial institutions and millions of merchants on co-branded customized card and incentive plans.

Payment Details

Key Benefits Mastercard is a leading global payment method and is prevalent in over 210 countries and territories around the world. By accepting Mastercard, your customers will be able to purchase what they want, quickly and easily. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Mastercard Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

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Visa Cards
Available with Digital River in 266 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Visa is one of the world’s most recognizable card brands and a key payment method in all global markets. Visa does not issue cards directly, but partners with thousands of financial institutions and millions of merchants for disbursement of customized card offers and incentive plans. Visa offers a variety of card including credit, debit, prepaid, or gift cards.

Payment Details

Key Benefits Visa is the largest global card network in the world. Their network is capable of processing more than 56,000 transaction messages per second and have more than 3.3 billion Visa cards in circulation worldwide. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Visa Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
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Available with Digital River in 200 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

PayPal delivers a seamless, intelligent checkout experience using insights about how shoppers around the world want to pay. It dynamically presents shoppers their preferred payment method at checkout, across devices. PayPal allows merchants to present relevant, local payments that will drive shoppers through checkout.

Payment Details

Key Benefits PayPal is one of the world's most popular digital wallets, with over 300 million active shoppers in over 200 countries. PayPal is a wise choice for merchants looking to meet shopper preferences and improve conversion rates and average order values. How it Works

Shoppers with a credit card or bank account added to their PayPal account can make quick and easy purchases online by selecting PayPal at checkout. Shoppers will be asked to login to their PayPal account and confirm their payment option.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

PayPal Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
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JCB Cards
Available with Digital River in 130 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

JCB is a major global card brand and a leading issuer and acquirer in Japan. JCB cards are issued in 24 countries and territories bringing this network to over 140 million cardholders.

Payment Details

Key Benefits JCB is a key payment option appealing to shoppers in Japan and other parts of Asia. Additionally, on average JCB cardholder orders tend to be of higher value. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

JCB Global Availability

See all available countries/territories
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Maestro Cards
Available with Digital River in 129 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Maestro, also known as Switch Card or Solo Card, is a debit card service primarily used across European countries. For businesses expanding in European countries, this is a great option to allow shoppers to pay for purchases with the equivalent of cash. A Maestro debit card is linked directly to a bank account and requires the cardholder to enter a PIN number when making a purchase.

Payment Details

Key Benefits Maestro leverages the Mastercard network and is a popular, convenient card for shoppers and travelers across Europe, China, and India. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submits their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

Maestro Global Availability

See all available countries/territories
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UnionPay Cards
Available with Digital River in 129 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

UnionPay is the world’s largest card brand by number of cards issued with over 7.5 billion cards in circulation and is a key payment method in China and parts of East and Southeast Asia.

Payment Details

Key Benefits UnionPay is an essential payment method for converting Chinese shoppers around the world. Almost 100 million cards are issued outside of mainland China and accepted in over 174 countries. How it Works

When making an online purchase, shoppers enter their card details on the payment page then submit their order for authorization and payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

UnionPay Global Availability

See all available countries/territories
Start selling globally today
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