Payment Method Guide
Discover the diverse payment methods and options you can offer shoppers globally with Digital River.
Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.
All Payment Methods for Germany: Bank Transfer
Bank transfers are a popular, cost-efficient payment method leveraged around the world. They allow shoppers to make payments online directly from their bank account to a merchant’s bank account. Bank transfers are typically processed within 3 to 4 business days and are limited to bank accounts within the same country, with the exception of SEPA (Single Euro Payments Area) where shoppers are able to leverage bank transfers across countries in Europe. Most often bank transfer payments are used by shoppers to pay bills.
SEPA (Single Euro Payments Area) Direct Debit enables merchants to accept one-time or recurring payments transferred directly from a shoppers bank account. It is a key payment method for expanding into new markets across Europe.
Shopper chooses Direct Debit at checkout and proceeds to enter their bank account number, bank code, and bank name. The shopper then must agree to the SEPA Direct Debit Mandate terms by selecting ‘Continue’. Upon verifying their information and submitting the order, the shopper is directed to a ‘Thank You’ page with a confirmation for their order.Features
- Recurring Transactions
SEPA Direct Debit Global Availability
Online banking payments, also known as bank transfers, allow shoppers to pay merchants directly from their bank account. This is a popular payment method in countries where online credit card usage is low. Digital River has established connections to a variety of banks globally along with popular global bank transfer solutions like iDEAL and SOFORT.
Shopper selects Online Banking at checkout, enters billing information, then selects ‘Continue’. Shopper must then verify the billing information and agree to the terms and conditions before submitting the order. Then the shopper receives a ‘Thank You/Confirmation’ page with instructions on how to complete the payment.Features
- Multiple Partial Captures
Online Banking Global Availability
Giropay is the leading online banking payment method in Germany. This well known payment option allows shoppers to pay for their purchases (without registering) directly from their bank account. This payment method supports the majority of banks in Germany. Shoppers complete their purchases by using their typical online banking and PIN and TAN.
Upon selecting Giropay at checkout the shopper is redirected to select the bank they wish to pay from. From their they log in to their bank and confirm payment.Features
- Cross-Border Transactions
- In-Country Transactions
- Multiple Partial Captures
- No Chargeback RIsk
- Non-recurring Transactions