Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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All Payment Methods for Spain: Bank Transfer

Bank transfers are a popular, cost-efficient payment method leveraged around the world. They allow shoppers to make payments online directly from their bank account to a merchant’s bank account. Bank transfers are typically processed within 3 to 4 business days and are limited to bank accounts within the same country, with the exception of SEPA (Single Euro Payments Area) where shoppers are able to leverage bank transfers across countries in Europe. Most often bank transfer payments are used by shoppers to pay bills.

SEPA Direct Debit Bank Transfer
Available with Digital River in 27 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

SEPA (Single Euro Payments Area) Direct Debit enables merchants to accept one-time or recurring payments transferred directly from a shoppers bank account. It is a key payment method for expanding into new markets across Europe.

Payment Details

Key Benefits A convenient, secure way to for your shoppers to pay across the European Union. SEPA Direct Debit is used to facilitate over 20 billion transactions annually. How it Works

Shopper chooses Direct Debit at checkout and proceeds to enter their bank account number, bank code, and bank name. The shopper then must agree to the SEPA Direct Debit Mandate terms by selecting ‘Continue’. Upon verifying their information and submitting the order, the shopper is directed to a ‘Thank You’ page with a confirmation for their order.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

SEPA Direct Debit Global Availability

See all available countries/territories
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