Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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Payment Method Guide Payment Methods

All Payment Methods for Sweden: Bank Transfer

Bank transfers are a popular, cost-efficient payment method leveraged around the world. They allow shoppers to make payments online directly from their bank account to a merchant’s bank account. Bank transfers are typically processed within 3 to 4 business days and are limited to bank accounts within the same country, with the exception of SEPA (Single Euro Payments Area) where shoppers are able to leverage bank transfers across countries in Europe. Most often bank transfer payments are used by shoppers to pay bills.

SEPA Direct Debit Bank Transfer
Available with Digital River in 27 Countries/Territories
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Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

SEPA (Single Euro Payments Area) Direct Debit enables merchants to accept one-time or recurring payments transferred directly from a shoppers bank account. It is a key payment method for expanding into new markets across Europe.

Payment Details

Key Benefits A convenient, secure way to for your shoppers to pay across the European Union. SEPA Direct Debit is used to facilitate over 20 billion transactions annually. How it Works

Shopper chooses Direct Debit at checkout and proceeds to enter their bank account number, bank code, and bank name. The shopper then must agree to the SEPA Direct Debit Mandate terms by selecting ‘Continue’. Upon verifying their information and submitting the order, the shopper is directed to a ‘Thank You’ page with a confirmation for their order.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

SEPA Direct Debit Global Availability

Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Liechtenstein
Lithuania
Luxembourg
Netherlands
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Trustly Bank Transfer
Available with Digital River in 10 Countries/Territories
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Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Trustly is a high demand bank transfer payment across Europe. This payment method allows shoppers to make or receive payments securely by signing-in from the merchant’s site or app without a card.

Payment Details

Key Benefits Trustly offers payments to and from consumer bank accounts for 6,000+ banks across Europe. Including Trustly at checkout increases shopper loyalty by offering the ease of paying directly from their preferred bank account. Merchants also benefit from an authenticated payment - meaning zero chargeback risk! How it Works

Once the shopper selects Trustly at checkout they are redirected to the Trustly interface. From here they choose which bank they want to leverage and login using two-factor authentication. The shopper then chooses the account they want to pay from and verifies payment.

Features
  • Cross-Border Transactions
  • In-Country Transactions
  • Multiple Partial Captures
  • No Chargeback RIsk
  • Non-recurring Transactions
  • Refunds

Trustly Global Availability

Austria
Denmark
Estonia
Finland
Germany
Latvia
Lithuania
Norway
Sweden
United Kingdom
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Online Banking Bank Transfer
Available with Digital River in 7 Countries/Territories
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Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Online banking payments, also known as bank transfers, allow shoppers to pay merchants directly from their bank account. This is a popular payment method in countries where online credit card usage is low. Digital River has established connections to a variety of banks globally along with popular global bank transfer solutions like iDEAL and SOFORT.

Payment Details

Key Benefits Leverage online banking to reach shoppers less likely to leverage credit and credit cards. How it Works

Shopper selects Online Banking at checkout, enters billing information, then selects ‘Continue’. Shopper must then verify the billing information and agree to the terms and conditions before submitting the order. Then the shopper receives a ‘Thank You/Confirmation’ page with instructions on how to complete the payment.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Refunds

Online Banking Global Availability

Austria
Finland
Germany
Netherlands
Poland
South Korea
Sweden
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Explore payment types

Bank Transfer
Bank Transfer
Buy Now Pay Later
Buy Now Pay Later
Cards
Cards
Cash
Cash
Digital Wallets
Digital Wallets
Wire Transfer
Wire Transfer
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