Payment Method Guide
Discover the diverse payment methods and options you can offer shoppers globally with Digital River.
Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.
All Payment Methods for France: Buy Now Pay Later
Buy Now Pay Later (BNPL) payments enable shoppers to purchase goods immediately and pay for them over time. Many BNPL providers offer various pay later options with zero interest or at a low interest rate, including but not limited to, instalments (Pay in 4), financing (Credit) or invoicing (Pay in 30 Days) options. With these options shoppers pay over time, but merchants are paid upfront.
Looking to modernize the B2B purchase experience, Digital River enables Merchants to extend a line of credit for business buyers at checkout. This is a branded pay by PO solution facilitating online B2B payments by offering flexible net terms, digital invoice handling, collections, credit approval management, and improving the overall B2B online buying experience.
Buyers select TreviPay option at checkout, then they either login to the Merchants profile to complete their purchase or apply for their line of credit. Upon approval the buyer is able to complete their transaction, manage purchases, statements and vendor forms through the buyer portal.Features
- Multiple Partial Captures
- Recurring Transactions
TreviPay Global Availability
Klarna’s Pay in 3 payment option makes online purchasing easier for shoppers by allowing them to pay for their purchases in 3 equal parts. Pay in 3 equips your shoppers with the freedom to pay for their purchases over 3 months without interest or any upfront fees. It’s simple and fast, and Merchants are paid upfront.
When a shopper selects Klarna at checkout, they are redirected to a Klarna-hosted payment page where they agree to terms and complete their purchase. After completing the purchase, the shopper is redirected back to the merchant’s store where they receive a confirmation page. After reviewing the shopper’s application, Klarna sends an approval notification to the merchant letting them know the order can be shipped. Digital River pays our clients upfront while the shopper pays Klarna the first installment at checkout and the other two payments in the following two months.Features
Klarna Pay in 3 Global Availability
Pay in 4 allows customers to pay for their Australia purchases (between A$50 to A$1500), France purchases (between € 30 to € 2,000), or U.S. purchases (between $30-$600) in four interest-free payments. The first payment is due at checkout with the next 3 payments spread across monthly payments in France and biweekly payments in Australia and the U.S.
After the shopper selects PayPal in the shopping cart, they are redirected to PayPal Checkout where they select their preferred option. If the shopper continues with Pay in 4, they see their payment schedule and confirm the terms by selecting “Continue”. After the order is processed, Digital River pays our client up front while the shopper pays over time.Features
PayPal Pay in 4 Global Availability
Pay with Installments France (also known as Cetelem 3xCB/4xCB) is a card backed payment option that empowers shoppers to buy now, while providing them the flexibility to pay over time. This option is available for basket sizes between 90 € and 3 000 €. Merchants are paid upfront without assuming credit or repayment risk, while the shopper enjoys their purchase and pays for it within their preferred monthly time frame.
At checkout the shopper selects Pay with Installments France and is directed to the terms and applies for the lending option of their choice. From there the lender approves the shopper and collects the first installment payment while sending a confirmation to complete the order. Merchants are paid up front, while the shopper pays the lender in monthly installments per their chosen option (3x or 4x).Features
- Cross-Border Transactions
- In-Country Transactions
- Multiple Partial Captures
- Non-recurring Transactions