Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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All Payment Methods for Italy: Buy Now Pay Later

Buy Now Pay Later (BNPL) payments enable shoppers to purchase goods immediately and pay for them over time. Many BNPL providers offer various pay later options with zero interest or at a low interest rate, including but not limited to, instalments (Pay in 4), financing (Credit) or invoicing (Pay in 30 Days) options. With these options shoppers pay over time, but merchants are paid upfront.

Klarna Pay in 3 Buy Now Pay Later
Available with Digital River in 6 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Klarna’s Pay in 3 payment option makes online purchasing easier for shoppers by allowing them to pay for their purchases in 3 equal parts. Pay in 3 equips your shoppers with the freedom to pay for their purchases over 3 months without interest or any upfront fees. It’s simple and fast, and Merchants are paid upfront.

Payment Details

Key Benefits Installment payment options are a great way to break up payments for your shoppers. By offering installments with Klarna some Merchants have seen an increase in their average order values by as much as 60% and checkout conversions by as much as 20%. How it Works

When a shopper selects Klarna at checkout, they are redirected to a Klarna-hosted payment page where they agree to terms and complete their purchase. After completing the purchase, the shopper is redirected back to the merchant’s store where they receive a confirmation page. After reviewing the shopper’s application, Klarna sends an approval notification to the merchant letting them know the order can be shipped. Digital River pays our clients upfront while the shopper pays Klarna the first installment at checkout and the other two payments in the following two months.

Features
  • Chargebacks
  • Refunds

Klarna Pay in 3 Global Availability


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PayPal Pay in 3 Buy Now Pay Later
Available with Digital River in 2 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Pay in 3 allows UK and Italy shoppers to pay for their purchases between £30 – £2,000 and 30 € -2 000 €.  in three interest-free payments. The first payment is due at checkout with the next 2 payments spread across monthly payments.

Payment Details

Key Benefits By offering Pay in 3 you empower your shoppers with more flexibility to make purchases. On average, 57% of shoppers are more likely to make a purchase at a retailer offering interest-free payment options. How it Works

After the shopper selects PayPal in the shopping cart, they are redirected to PayPal Checkout where they select their preferred option. If the shopper continues with Pay in 3, they see their payment schedule and confirm the terms by selecting “Continue”. After the order is processed, Digital River pays our client up front while the shopper pays over time.

Features
  • Chargebacks
  • Refunds

PayPal Pay in 3 Global Availability


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