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Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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All Payment Methods for Australia: Buy Now Pay Later

Buy Now Pay Later (BNPL) payments enable shoppers to purchase goods immediately and pay for them over time. Many BNPL providers offer various pay later options with zero interest or at a low interest rate, including but not limited to, instalments (Pay in 4), financing (Credit) or invoicing (Pay in 30 Days) options. With these options shoppers pay over time, but merchants are paid upfront.

Available with Digital River in 16 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Looking to modernize the B2B purchase experience, Digital River enables Merchants to extend a line of credit for business buyers at checkout. This is a branded pay by PO solution facilitating online B2B payments by offering flexible net terms, digital invoice handling, collections, credit approval management, and improving the overall B2B online buying experience.

Payment Details

Key Benefits Offering net terms online for business buyers streamlines the legacy accounts receivable and payable processes, alleviates cash flow constraints for buyers, and leads to increased buyer loyalty and higher average order values. With this payment method Merchants reduce their credit risk, offload collection responsibilities and get paid up front while their buyers pay over time. How it Works

Buyers select TreviPay option at checkout, then they either login to the Merchants profile to complete their purchase or apply for their line of credit. Upon approval the buyer is able to complete their transaction, manage purchases, statements and vendor forms through the buyer portal.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Recurring Transactions
  • Refunds

TreviPay Global Availability


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Available with Digital River in 4 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Afterpay allows your customers to buy now and pay later in 4 interest-free installments over 6 weeks. No surprises and no fees when paid on time. They’ll love you for it.  

Payment Details

Key Benefits Afterpay increases shopper frequency by up to 50% and average order value by up to 40%. It also increases approval rates and reduces the number of returns. How it Works

After selecting Afterpay at checkout the shopper is redirected to Afterpay where they review the terms and enter their payment information. Upon successful completion of the Afterpay form the shopper is directed back to the merchant site to complete their purchase. The merchant is paid up front while the shopper pays Afterpay over time.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Non-recurring Transactions
  • Refunds

Afterpay Global Availability


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PayPal Pay in 4 Buy Now Pay Later
Available with Digital River in 3 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Pay in 4 allows customers to pay for their Australia purchases (between A$50 to A$1500), France purchases (between € 30 to € 2,000), or U.S. purchases (between $30-$600) in four interest-free payments. The first payment is due at checkout with the next 3 payments spread across monthly payments in France and biweekly payments in Australia and the U.S.

Payment Details

Key Benefits Offering a buy now pay later option at checkout has proven to empower shopper purchasing power and increases average order values. Merchants offering Pay in 4 with pay later messaging have seen a 56% increase in overall average order value. How it Works

After the shopper selects PayPal in the shopping cart, they are redirected to PayPal Checkout where they select their preferred option. If the shopper continues with Pay in 4, they see their payment schedule and confirm the terms by selecting “Continue”. After the order is processed, Digital River pays our client up front while the shopper pays over time.

Features
  • Chargebacks
  • Refunds

PayPal Pay in 4 Global Availability


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Where would you like to sell?

Use our Country Guide to explore the ecommerce markets you’ll unlock with Digital River to fuel and optimize your global expansion.

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