What is a Digital Wallet? How Do They Work? | Digital River

Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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All Payment Methods for Benin: Digital Wallets

Digital wallets allow shoppers to make purchases using an electronic device, often a mobile phone or computer. These payments allow shoppers to link their preferred payment method or bank account within an application to enable quick, secure payments online.

Digital wallets store credit card or bank information, then use security features like a PIN, facial recognition or fingerprint to authorize the payment.

Available with Digital River in 120 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

PayPal delivers a seamless, intelligent checkout experience using insights about how shoppers around the world want to pay. It dynamically presents shoppers their preferred payment method at checkout, across devices. PayPal allows merchants to present relevant, local payments that will drive shoppers through checkout.

Payment Details

Key Benefits PayPal is one of the world's most popular digital wallets, with over 300 million active shoppers in over 200 countries. PayPal is a wise choice for merchants looking to meet shopper preferences and improve conversion rates and average order values. How it Works

Shoppers with a credit card or bank account added to their PayPal account can make quick and easy purchases online by selecting PayPal at checkout. Shoppers will be asked to login to their PayPal account and confirm their payment option.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

PayPal Global Availability

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Available with Digital River in 89 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Alipay is a digital wallet and the most popular online payment method in China. With over 100 million daily transactions and over 520 million active users, Alipay is a must-have payment method for any business looking to reach Chinese shoppers.

Payment Details

Key Benefits Accepting AliPay provides access to over 520 million registered users, advanced encryption technology for secure transactions, as well as a frictionless purchase experiences with one-click payments. How it Works

When a shopper chooses Alipay from the list of payment options, they are redirected to a secure Alipay site where payment information is entered. After completing the payment on the Alipay site, the shopper is redirected back to your store. Fulfillment of the product occurs after payment is authorized and settled.

Features
  • Refunds

AliPay Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

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