What is a Digital Wallet? How Do They Work? | Digital River

Payment Method Guide

Discover the diverse payment methods and options you can offer shoppers globally with Digital River.

Payment Method Guide
Country Guide

Not all countries or territories may be represented. Some may not be available due to embargoes or other restrictions. For further information please contact us.

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All Payment Methods for Poland: Digital Wallets

Digital wallets allow shoppers to make purchases using an electronic device, often a mobile phone or computer. These payments allow shoppers to link their preferred payment method or bank account within an application to enable quick, secure payments online.

Digital wallets store credit card or bank information, then use security features like a PIN, facial recognition or fingerprint to authorize the payment.

Available with Digital River in 120 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

PayPal delivers a seamless, intelligent checkout experience using insights about how shoppers around the world want to pay. It dynamically presents shoppers their preferred payment method at checkout, across devices. PayPal allows merchants to present relevant, local payments that will drive shoppers through checkout.

Payment Details

Key Benefits PayPal is one of the world's most popular digital wallets, with over 300 million active shoppers in over 200 countries. PayPal is a wise choice for merchants looking to meet shopper preferences and improve conversion rates and average order values. How it Works

Shoppers with a credit card or bank account added to their PayPal account can make quick and easy purchases online by selecting PayPal at checkout. Shoppers will be asked to login to their PayPal account and confirm their payment option.

Features
  • Chargebacks
  • Recurring Transactions
  • Refunds

PayPal Global Availability

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Available with Digital River in 89 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Alipay is a digital wallet and the most popular online payment method in China. With over 100 million daily transactions and over 520 million active users, Alipay is a must-have payment method for any business looking to reach Chinese shoppers.

Payment Details

Key Benefits Accepting AliPay provides access to over 520 million registered users, advanced encryption technology for secure transactions, as well as a frictionless purchase experiences with one-click payments. How it Works

When a shopper chooses Alipay from the list of payment options, they are redirected to a secure Alipay site where payment information is entered. After completing the payment on the Alipay site, the shopper is redirected back to your store. Fulfillment of the product occurs after payment is authorized and settled.

Features
  • Refunds

AliPay Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

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Google Pay Digital Wallets
Available with Digital River in 69 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Google Pay is a digital wallet that is tied to the Google network. When making a purchase shoppers have a quick and easy one-touch payment experience.

Payment Details

Key Benefits Google Pay enables faster and easier checkout experiences leading to higher cart conversions for merchants. This digital wallet also reduces exposure to fraud by providing secure, end-to-end encryption from Google servers. How it Works

Shoppers with a credit or debit card added to Google Pay or stored in their Google Account can make easy one-click purchases online without any additional redirects. When they select Google Pay at checkout, their saved payment and shipping information appears and all it takes is one click to complete their order. If the shopper does not yet have payment and shipping information saved to their wallet or Google Account, they are prompted to enter this information within a secure Google-hosted experience. The shopper can change their payment and shipping information at any time inside the Google experience.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Refunds

Google Pay Global Availability

See all available countries/territories
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Apple Pay Digital Wallets
Available with Digital River in 47 Countries/Territories

Processing Currencies

Available currencies will depend on the payment method provider, as well as any regulatory restrictions. The currency capabilities with restrictions are indicated with an asterisk (*) below.

Customer Experience

The payment flow that the shopper experiences using this payment method.

Payment Type

Accepting Apple Pay payments provides a fast and secure shopping experience where the shopper can quickly and seamlessly checkout without login details or credentials. By using Face ID, Touch ID, or double-clicking Apple Watch, users can quickly and securely provide their payment, shipping, and contact information to check out.

Payment Details

Key Benefits Apple Pay checkouts are typically 60% faster than other payment options and convert almost double that of other payment methods. How it Works

The shopper selects Apple Pay at checkout. The Apple Pay experience then allows the shopper to change their payment option, shipping address, and shipping method. Once preferences are selected the shopper authorizes the information by using Face ID or Touch ID and payment details are encrypted to complete the purchase.

Features
  • Chargebacks
  • Multiple Partial Captures
  • Refunds

Apple Pay Global Availability

Payment method availability reflects where Digital River processes these payments on your behalf and may be subject to regulations or limitations.

See all available countries/territories
Start selling globally today

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